Homeowners Insurance

What you need to know about Property Insurance

There is so much misinformation and so many insurance horror stories floating around out there that we have partnered up with insurance experts Ownership Insurance to make sure they take amazing care of you and your new home! They will shop ALL the carriers for the best rate and coverage, taking a massive burden off your plate.

Find discounts & increase coverage with
Ownership Insurance!

We have partnered up with insurance experts, Ownership Insurance, who can shop ALL the available insurance carriers for the best rates and coverage to ensure you have the strongest coverage at the lowest cost.

Even if you already have an insurance agent, we recommend connecting with the team over at Ownership Insurance (OI) for a quick “insurance review”. They’re fantastic at finding gaps in coverage, as well as uncovering savings to reduce your costs.

Please fill out the form below and they’ll get in touch with you shortly –
don’t worry, they’ll make insurance simple, clear and easy!

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If you already have homeowners insurance and you’d like to compare,
you can also share access to your current policy by clicking here!

What’s my next step, after I get my insurance quote?

If the insurance quote you get is acceptable to you, there’s nothing further to do except to let your lender know who you have chosen and what the annual insurance cost will be for your new home. Your lender will need this information from you, so please make sure to provide it to them.

What happens if the insurance quote I get is NOT acceptable to me?

If the insurance quote you get is NOT acceptable to you, then you will need to let your Thrive Advisor know that. For example, if the property happens to be in a flood zone the insurance cost could be higher than you expected. Your Thrive Advisor would need to know that so they can help you take appropriate action, and in severe cases even terminate your purchase contract if necessary, which would need to be done BEFORE your Insurance Objection Deadline found in Section 3 of your contract.

If you’d like more information, click here to access Colorado’s guide to shopping for insurance.